Car Insurance Blog



Izabella Curtis

Mr. Roddy

GPHC

29 April 2020

Insurance Blog

Throughout the video what I found most interesting is car insurance. Actually all types of insurance are super interesting because of what is considered a key factor. Car insurance uses really interesting factors such as driving record, age, marital status, home location, the cars made, and the cars model. I understand the driving record and what type of car you have but I don't understand what age and marital status has to do with your car insurance. Car insurance relies on your driving record because if you have gotten into many accidents or have had many tickets it shows you are not a responsible driver and you will have high insurance because you are more likely to get into an accident. Age is a factor because there are many studies that show that teen drivers are irresponsible and easily distracted. Also Just being a new driver is a risk factor from the start. Married drivers are seen as more financially stable and safer drivers, they typically pay less for car insurance. Your location is a factor because if you live somewhere with a lot of traffic (like Houston) you will have higher insurance due to more cars and more possible accidents. If your car has a bright color or is small like a smart car you will have higher insurance due to being more noticeable if you are speeding and you are more likely to get hurt in smaller cars.
My parents were not comfortable letting me see my car insurance and my mom actually thought I was in trouble and that is why I wanted to see it. They did tell me my average cost was 6,000 dollars. They told me my insurance was better than my brother’s. He is a 21 years old male and has totaled a car therefore he has higher insurance. My parents actually get a deal with my insurance because if I have really good grades I get a lower cost. Which is super cool.

Comments

Post a Comment

Popular posts from this blog

COVID-19 Blog

As the coronavirus rages on, an important question arises: should western countries aid the so-called "third world," particularly Africa, in combating the pandemic? I believe the answer is no, for two main reasons. My first objection is rather obvious: the United States currently has more confirmed COVID cases than all of Africa combined, and it isn't close. There are several possible explanations, including the warmer weather, but the exact reason isn't necessarily relevant. After a domestic coronavirus response which can only be described as a disaster of earth-shattering proportions, who are we to go on an international health crusade? There are millions of vulnerable Americans who are currently unable to receive adequate care. Our resources need to be going to them first, not abroad, and most certainly not to parasitic, too-big-to-fail corporations. My second objection: when was America's last successful large-scale international intervention, viole...
Read more

SARS CoV-2, COVID-19, and The World

It's no secret that right now the SARS CoV-2 is wreaking havoc across the world. As of today, the United States has surpassed China as the nation with the most cases of the novel coronavirus, with over 86,000 cases in our country to date. This is all pretty crazy, especially considering that this is all because of a pathogen that supposedly started with either bats or pangolins (the only mammal in the world known to have scales) in a small localized region of China. Of course, it's not only the health effects that are wide-reaching; the social effects are also just as prevalent. One of the ways in which the world is rapidly changing in regards to social effects is through panic buying of goods at places such as supermarkets and hypermarkets such as Walmart. However, the good news is that food in general is not going to run out; there may be shortages of certain particular items, nevertheless, as certain nations have curtailed exports. What is bound to change, possibly permanent...
Read more

COVID-19 Blog

As the spread of COVID-19 becomes greater many opinions on how to respond to this global pandemic have surfaced. Just a few months ago much of the population in the United States felt unthreatened by the virus as it spread through China, being concentrated in Wuhan, and later spreading in Europe. It was not until the virus quickly erupted in the United States that we each understood the true severity of this pandemic. Now we are seeing how individuals are being greatly impacted by this virus as we are all being asked to stay home and the everyday parts of our lives have been flipped upside down. In the opinion piece about what responsibility developed countries have for helping less developed countries I both agreed and disagreed. My initial response is that if places, like the United States, are struggling with medical resources how can we even begin to be helpful in less developed countries. Hospitals all throughout the United States are beginning to have to make life or death decisi...
Read more