AOM1 Blog

Money is what drives civilization, at least most functional ones at least. Those with money usually happen to be those in power, and if you want to get anywhere, you either need money or luck. Due to the power that money holds, it makes sense people would change their behavior to fit it. Money affects people's schedules, how they see others, how others see them, and how they see themselves. Depending on the person someone's entire personality could shift just with a tad bit more funds in their wallet.
When it comes to lenders a new tradition is shown, behavior dictating money. Lenders require a certain form of trust to be maintained between the lender and the borrower, and the absence of this trust makes a proper deal significantly less likely to happen. This can lead to those with safer and less abrasive personalities and behavior patterns to be the preferred one to lend to in the process. This is the entire philosophy of credit and a credit score.
Credit /is basically just a form of good boy points if you understand that analogy. If you do well, don't go into debt, and spend your money wisely, your credit score is retained, and more lenders will trust you with a loan. The entire foundation of loans in America runs on credit, and this can lead to personality, behavior, and money all being tightly interwoven in American society.

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